Keep your wealth in your family
We help to reduce inter-generational wealth erosion and avoid the payment of unnecessary inheritance tax.
Solidus was established in 1996, with over 25 years of experience in providing protective Trust solutions to the clients of Estate Planners. We work with higher qualified advisers and train them so that they can provide integrated financial and estate planning advice. This helps overcome issues where solicitors are unable to provide relevant financial advice.
The Solidus team understand the unique estate planning requirements of Single Persons, Married Couples, Cohabiting Couples, Blended Families and High Net-Worth Families, and provide effective solutions. Several staff hold Society of Trust and Estate Practitioners qualifications.
Single Persons, whether widowed, divorced or simply single, require specific advice customised to their needs.
Protective benefits for Married Couples is particularly important and is a focus of our customised solutions.
The control and distribution of assets within Blended Families can be complex, our solutions ensure the desired wealth transfers are guaranteed.
Cohabiting Couples frequently have inefficient tax and protective arrangements for their estates, which can easily be avoided with bespoke planning.
High Net-Worth Families
Estates where Inheritance Tax is a potential issue can take legitimate actions to mitigate IHT. The majority of estates of £2 million+ have inefficient estate planning arrangements.
People already benefitting
Case Study – Cohabiting Couple
Sarah and John are both divorcees and have lived together for 15 years. They each have a child from their previous relationships. They own their property in equal shares under a tenants in common arrangement; the property is their main asset and they have individual investments. They are likely to both need their own NRB and RNRB tax allowances in order to avoid inheritance tax. They do trust each other but have simple Wills that leave their respective estates to their own children. They would like the surviving partner to be able to live in the property but are concerned […]
Case Study – High Net-Worth Family (2)
Raj and Hannah are a married couple who have a significant estate with joint assets worth more than £2 million. They have Wills leaving assets to each other and then to their two children. They would like to reduce their IHT liability as a priority and believe they are missing some opportunities. They are also concerned about their wealth passing to their children unprotected. Their daughter is independently wealthy, and they are concerned that their grandchildren may pay IHT in future years on the inheritance. Their son is in a difficult relationship and fears that his inheritance may be subject […]
Case Study – High Net-Worth Family (1)
Claire and Brian are a married couple who have a significant estate with joint assets worth more than £1 million, with the property as the main asset. They have Wills leaving assets to each other and then to their two children. They would like to reduce their IHT liability if they can and are concerned about their wealth passing to their children unprotected. Their daughter is independently wealthy, and they are concerned that their grandchildren may pay IHT in future years on the inheritance. Their son is in a difficult relationship and fears that his inheritance may be subject to […]
Case Study – Blended Family
Brian and Sherri are a married couple who have a modest estate with no IHT concerns currently. They both have children from previous relationships. The main asset is their house, which they own 50% each. They have Wills leaving their assets to their own children but as they have now been together for a significant time, they would like their spouse to continue to live in the house when the first of them decease, but want to ensure their wealth ultimately passes to their own children. This is a common situation that many blended families have to deal with, along […]
Case Study – Married Couple
Ravi and Helen are a married couple who have a modest estate with no IHT concerns currently. They accept that if anything happened to either one of them, they would need plans in place to protect their estate for the other, as they are both relatively young and remarriage would be a possibility. They have witnessed situations where children have been disinherited. They wonder what could be done to improve the simple Wills they currently have. This is a common concern for many clients, along with other issues such as care fees for older clients. With more advanced planning using […]
Case Study – Single Person
John is a widower with two children, each of whom have children of their own, and Inheritance Tax, for him is not a consideration. His son is independently wealthy, even so, he still wishes to pass on half his estate to him but is concerned about future IHT the grandchildren may need to pay. His daughter is in a very unstable relationship and is currently living with him. His current Will leaves everything to his children equally, but he worries about what could happen in the future. This is a classic situation where more advanced planning is a pre-requisite to […]
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