Our Financial Trusts

Are typically family controlled
Are guaranteed by our legal partners
Designed to deliver bloodline protection and tax benefits

What type of Trusts do I need?

For your Death in Service and pensions – Asset Preservation Trust

  • Holds your Death in Service lump sums, SIPP funds and personal pensions, including those in drawdown, following your death.

For your life cover – Assurance Trust

  • Holds your death benefit payments from life cover policies, including critical illness policies and relevant life plans.
  • Is tailored to your individual needs and certified by our legal partners.
  • Policy payments held in Trust are not included in your estate, so they can be paid to your family without the grant of probate.

For your investment bonds – Multiple Bond Trust

  • Holds bonds from multiple providers which are not currently held in Trust.
  • Can be transferred absolutely or you can keep the ‘income’ rights but give up the right to the capital.
  • The bond is not included in your estate for Inheritance Tax purposes after seven years.

For gifts and loans – Solidus Loan Trust

  • Holds gift and loan sums from one or more existing or future bonds, or gifts from your family estate.
  • With the right planning, your children can also use the Trust properties for their own tax and social protection benefits.
  • Ongoing maintenance of the Trust is required.

Please send me contact details of a Solidus trained Financial Planner in my local area.